Indiana Auto Loan Calculator
Estimate your monthly car payments in Indiana. Include Indiana sales tax on vehicles and registration fees in your calculation.
Why calculating finance in Indiana is different
Indiana has a flat income tax system and relatively high sales tax.
State Income Tax
3.15%
Base Sales Tax
7%
State Min Wage
$7.25 / hr
Abbreviation
IN
Indiana Finance Interactive Tool
This calculator uses the latest 2026 data for Indiana, including the minimum wage of $7.25 and the specific state income tax rates (3.15%).
Frequently Asked Questions about Indiana Finance
How is sales tax calculated on cars in Indiana?
When buying a car in Indiana, you must pay the 7% state sales tax plus any local taxes. In many states, this is calculated on the purchase price minus the value of your trade-in.
What are the average auto registration fees in Indiana?
Vehicle registration fees in Indiana vary by vehicle weight, age, and value. These fees are collected annually by the state DMV or equivalent agency.