Ohio Mortgage Calculator
Calculate your monthly mortgage payment for homes in Ohio, factoring in local property taxes, home insurance, and HOA fees.
Why calculating mortgage in Ohio is different
Ohio has both state and local income taxes.
State Income Tax
2.75% - 3.99%
Base Sales Tax
5.75%
State Min Wage
$10.45 / hr
Abbreviation
OH
Ohio Mortgage Interactive Tool
This calculator uses the latest 2026 data for Ohio, including the minimum wage of $10.45 and the specific state income tax rates (2.75% - 3.99%).
Frequently Asked Questions about Ohio Mortgage
How much are typical closing costs in Ohio?
Closing costs in Ohio typically range from 2% to 5% of the total loan amount. This includes state-specific mortgage recording taxes and title fees.
Should I buy a home in Ohio?
Buying a home in Ohio requires factoring in the local property tax rates and home insurance costs, which can vary drastically between different counties.