Pennsylvania Mortgage Calculator
Calculate your monthly mortgage payment for homes in Pennsylvania, factoring in local property taxes, home insurance, and HOA fees.
Why calculating mortgage in Pennsylvania is different
Pennsylvania has a flat income tax.
State Income Tax
3.07%
Base Sales Tax
6%
State Min Wage
$7.25 / hr
Abbreviation
PA
Pennsylvania Mortgage Interactive Tool
This calculator uses the latest 2026 data for Pennsylvania, including the minimum wage of $7.25 and the specific state income tax rates (3.07%).
Frequently Asked Questions about Pennsylvania Mortgage
How much are typical closing costs in Pennsylvania?
Closing costs in Pennsylvania typically range from 2% to 5% of the total loan amount. This includes state-specific mortgage recording taxes and title fees.
Should I buy a home in Pennsylvania?
Buying a home in Pennsylvania requires factoring in the local property tax rates and home insurance costs, which can vary drastically between different counties.