West Virginia Mortgage Calculator
Calculate your monthly mortgage payment for homes in West Virginia, factoring in local property taxes, home insurance, and HOA fees.
Why calculating mortgage in West Virginia is different
West Virginia has a progressive income tax system.
State Income Tax
2% - 5.12%
Base Sales Tax
6%
State Min Wage
$8.75 / hr
Abbreviation
WV
West Virginia Mortgage Interactive Tool
This calculator uses the latest 2026 data for West Virginia, including the minimum wage of $8.75 and the specific state income tax rates (2% - 5.12%).
Frequently Asked Questions about West Virginia Mortgage
How much are typical closing costs in West Virginia?
Closing costs in West Virginia typically range from 2% to 5% of the total loan amount. This includes state-specific mortgage recording taxes and title fees.
Should I buy a home in West Virginia?
Buying a home in West Virginia requires factoring in the local property tax rates and home insurance costs, which can vary drastically between different counties.